PAYMENTS

There are many ways to pay for home care services. Private pay or “out of pocket” (cash, check, or money order). Medicaid, and Medicare. Except for private pay, each of these payment sources has unique eligibility requirements and service limitations. In many cases, the right care solution for your loved one may require a combination of these payment sources. Mibell home health care agency can help you identify which of these options or combination of options is right for you.

Medicare Home Health Agencies provide service based on a doctor’s prescription. Home Health services also are based on a specific condition, and are usually only provided for a set period of time. Typically, Medicare can cover just a few personal care visits, but no companion care or supportive care services. Medicare agencies are limited in what they can do and for how long, so if you’re looking for additional support,Please contact us.

NOTE: Mibell home health care agency  does not accept Medicare, but can partner with you and your Medicare Home Health Agency to provide additional care needed for any amount of time.

Medicaid can pay for doctor appointments, hospital expenses, medicine, therapy, some adaptive equipment, and additional services. The state writes a plan that tells what kind of services will be provided under their Medicaid Waiver program. Each state’s plan is different, so consult Medicaid.gov to learn more about your state’s requirements and coverage.

You may qualify for help from a Medicaid home and community-based service (HCBS) waiver program if you:

• meet your state’s level-of-care or functional eligibility requirements for home and community-based services; and
• Have income and assets below certain guidelines.

Paying with personal funds gives you and your loved one the most flexibility when seeking care services. You can work with your loved one’s doctors and a local home care provider like Mibell home health care agency  to tailor a care plan specifically to your loved one’s needs — from meal prep, companionship, and light housekeeping, to bathing, grooming, and feeding, to infusions, wound care, and medical equipment set-up.

Private pay helps cover additional care services that can supplement the limited services and support covered by other sources like Medicaid or Medicare as well as the “elimination period” before long-term care policy begins to pay benefits.